The No Interest Loan Scheme – safe, fair and affordable credit.

The No Interest Loan Scheme (NILS) provides individuals and families on low incomes with access to safe, fair and affordable credit.

Loan amounts are between 0 – ,200 for essential goods and services such as fridges, washing machines or car repairs.

Loans are not for cash. Repayments are set up at an affordable amount over 12 – 18 months.