Double Shot Interview with Andrew Ford, Heartland Bank Ltd. – May 2015

They often get a bad rap in the media, almost ceased in New Zealand when the global financial crisis hit, and feature compounding interest meaning the overall cost of the loan grows significantly over time.

But this hasn’t stopped Heartland Bank plunging into the reverse mortgage, or equity release loan, market following last year’s acquisition of Sentinel and the Australian Seniors Finance business. Andrew Ford, Heartland Bank’s national retail manager, is – not surprisingly – something of a champion for reverse equity mortgages.

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