Centrelink provides financial support to Australian citizens in need of a little extra help from a broad range of diverse backgrounds and situations, including students, parents, and those who are unemployed, disabled, retired, or on low incomes. They understand the pressures of surviving on a low income, and the myriad ways that life can throw you a financial curve ball, so they are sometimes flexible enough to arrange different payment options or financial supplements to account for your personal circumstances. But if you’ve found yourself in a situation where Centrelink’s financial support can’t cover your unexpected income deficit, what can you do?
Financial emergencies can happen to anyone, and Centrelink customers are no different. Accidents, illnesses, and expensive dental treatments are all part of life, but many lenders understand that you should still be able to get help when you’re on a low or supplemented income. If your benefits can’t cover your emergency expenses, and traditional loan services won’t help you—whether it’s because of low income or a bad credit rating—a personal loan from a respectable lender could be the appropriate solution for you.
A responsible lender experienced in low income and bad credit will assess the reasons for your economic hardship, and give sound advice on alternative loan options to cover your short-term financial expenses in a way that you can comfortably manage them. Whether it’s to cover rent or utility bills, medical expenses, or a broken down car you rely heavily on, short-term personal loans can help you get through your financial rough patch and back on your feet.