Car Wash Loans – Common Reasons Why Loans Are Declined Car wash facilities are difficult to finance at times because they are a special purpose facility. The car wash business is a cash business and revenues are difficult to prove at times. Car wash financing is also difficult because banks do not want to finance them because they do not want to foreclose on a property that might be sitting there empty without an operator for weeks, months or years compared to something like an apartment building or office complex.

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