Avoiding your student loan debt by crossing the ditch will no longer be an option. New laws will make it easier to track defaulters living in Australia. 70% of borrowers living overseas are in default—so, is this a good thing? Should we try to extend this programme to Kiwis in the UK? Does this breach our privacy? With some borrowers owing more in interest and penalties than the original loan—should they have some of that debt forgiven? And what about kiwis who are afraid to come home?