An Economist’s Perspective on Student Loans in the United States

Susan M. Dynarski is a professor of education, public policy, and economics at the University of Michigan, and serves as co-director of the Ford School’s Education Policy Initiative. She is a faculty research associate at the National Bureau of Economic Research and a Non-Resident Senior Fellow at the Brookings Institution. She has been a professor at Harvard’s Kennedy School, and a visiting fellow at the Federal Reserve Bank of Boston and Princeton University. She has testified to the U.S. Senate Finance Committee, the U.S. House Ways and Means Committee, and the President’s Commission on Tax Reform. She has consulted broadly on student aid reform, including at the Federal Reserve Bank of New York, the Federal Reserve Board of Governors, Consumer Financial Protection Bureau, White House, Treasury and Department of Education and frequently consults with the Council of Economic Advisers on education policy. Susan holds an AB in social studies, a Master of Public Policy degree from Harvard University, and a PhD in economics from MIT.